Valentine’s Day and chocolate don’t go together for your dog

Chocolate is toxic to dogs, and depending on the type and amount of chocolate consumed and the weight of your dog, it could cause a serious medical emergency. If you know your dog has eaten chocolate, it’s important to monitor them for signs of toxicity. Learn how much is too much, which types of chocolate …

Refinancing your mortgage can help you stop pissing away your money

1. You Can Get a Lower Interest Rate Naturally, refinancing is more popular when interest rates drop. If rates are lower on average than when you secured your original mortgage, refinancing could help you reduce your monthly payment and build equity faster. However, the difference may not always be worth your up-front expenses.  Working with a lender, together …

Veterans and their 4-legged family members deserve to use their home buying benefits

There’s an old sales adage that states, “The confused mind says ‘no.’” Nothing could be closer to the truth when it comes to Veterans Affairs home loans - or VA loans. This has truly been one of the most disappointing things about the past two years in real estate. VA loans seem to be thrown …

Here’s a little real estate trick you may dig… a “Rent-Back”!

For the past few years, these creative arrangements have been used more and more. In essence, a rent-back agreement is a short-term rental agreement between a home seller and buyer that allows the seller to remain in the home for a period of time after the closing in exchange for rental payments.  Basically, the seller …